Auto | AIS Insurance Group, Inc.

Auto

A Personal Automobile insurance policy provides coverage for the following items:

  • Bodily injury and property damage
  • Collision Coverage for collision with other vehicles or objects
  • Comprehensive Coverage for damage from events like fire and theft
  • Uninsured and underinsured motorists
  • Medical payments
  • Towing and labor coverage
  • Rental coverage

Several carriers offer discounts for the following items:

  • Multi-Policy Discount
  • First Accident Forgiveness
  • Certain anti-theft devices
  • Anti-lock brakes
  • Active or passive restraint devices

Personal Umbrella

Most people rely on their primary automobile and homeowners insurance to protect them from lawsuits, but primary insurance only covers you to a certain point. That’s where a Personal Umbrella policy comes in. A Personal Umbrella policy provides additional liability coverage on your homeowners and automobile policy from $1 million to $5 million.

For example:

A visitor to your home gets bit by a family dog. A jury awards the victim $500,000, an amount that exceeds your homeowners’ liability limit.

While helping you shovel snow from your driveway, your neighbor slips on ice and severely injuries his back. The jury rewards $1,500,000, an amount that exceeds your homeowners’ liability limit.

Please contact us if you are interested in obtaining a quote

 

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